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Brad Garlinghouse discussed with Donald Trump the inclusion of XRP in the national digital reserve of the United States and proposed creating a diversified active portfolio with several cryptocurrencies 💡
Ripple CEO Brad Garlinghouse stated that he discussed with President Donald Trump the possibility of including XRP in the national reserve of digital assets of the United States. He noted that Trump understands the technologies and aims to become the "crypto-president." Garlinghouse proposed creating a diversified reserve that includes several cryptocurrencies, including Bitcoin and XRP. He also emphasized that Trump's presidency could significantly influence the development of cryptocurrency regulation in the US.

T3 Financial Crime Unit froze $126 million, of which $26.4 million was seized from an international criminal group that laundered money through cryptocurrency for criminal organizations in Europe 🔒
Spanish authorities, together with T3 Financial Crime Unit, carried out the largest seizure, freezing $26.4 million, part of a European criminal group that laundered money through cryptocurrency. In total, T3 froze $126 million. The group, consisting mainly of Ukrainians and representatives of other countries, operated in several European countries. The cooperation between the private sector and law enforcement played a key role in the successful operation.

Italian and Irish regulators are demanding clarifications from the Chinese company DeepSeek regarding the use of user data by its chatbot, which has disappeared from the Apple and Google stores after the loss of nearly $1 trillion in the stock market 🤖
Italian and Irish regulators are demanding clarifications from the Chinese company DeepSeek regarding the use of data collected by its chatbot. In Italy, the app has disappeared from Apple and Google stores. Regulators want to know what data is being collected and how it is being used. The privacy policy states that the data is stored in China and used for legal purposes. OpenAI is also investigating the potential use of its models in creating DeepSeek.

Tether created $1 billion USDT on the TRON blockchain: The issuance is intended for future requests and will not immediately impact the market, with the total issuance reaching $139.4 billion 📊
On January 29, 2025, Tether created $1 billion USDT on the TRON blockchain without paying a fee. The company’s CEO, Paolo Ardoino, explained that these coins are "authorized but not issued," meaning they are intended for future issuance and exchange requests, not for immediate circulation. This increases the total USDT issuance to $139.4 billion, with the majority on Ethereum ($76.9 billion) and TRON ($59.7 billion).

The U.S. Federal Reserve has kept the interest rate at 4.25 percent – 4.5 percent, halting its reduction amid high inflation of around 3 percent and concerns about economic growth 💵

Ondo Finance launches a tokenized US short-term Treasury bond fund OUSG on the XRP Ledger with a 4.16 percent yield and the ability to exchange for the stablecoin RLUSD 📊

World Liberty Financial (WLFI), a decentralized finance project supported by the Trump family, acquired 3,247 ETH for 10 million dollars, increasing its reserves to 59,265 ETH via Cow Protocol 💰

The Governor of the Czech National Bank will propose investing 5 percent of its reserves in Bitcoin: the plan will be presented at the board meeting on Thursday for further analysis and discussion 📊

South Korea is launching a permanent division to combat cryptocurrency crimes: 41 accused, assets worth 141 billion won seized, and luxury cars 🚨

Crypto.com will stop supporting Tether (USDT) and other crypto-assets in Europe by January 31, 2025, due to the requirements of the Markets in Crypto-Assets Regulation (MiCA) to comply with regulatory standards 🛑

Coinbase has received permission to launch in Argentina, where five million people use cryptocurrency daily, and eighty-seven percent consider it a way to increase financial independence 🚀

France has launched an investigation against Binance over charges of money laundering and tax offenses related to drug trafficking, covering the period from 2019 to 2024 💊

Elon Musk and Visa announce the launch of X Money Account: a new system for transferring funds between bank accounts and digital wallets with instant payment capabilities on X (formerly Twitter) 💳
Elon Musk announced the launch of the X Money Account financial service on the X (formerly Twitter) platform in partnership with Visa. The new service will allow users to transfer funds between bank accounts and digital wallets, as well as make instant transfers like in Zelle or Venmo. This is the first step toward creating a financial ecosystem on the platform. It is expected that X Money will also be available to content creators for receiving and storing payments without intermediaries.

Elon Musk offered Dogecoin creator Shibetoshi Nakamoto a job in the DOGE department, which led to a 5 percent rise in Dogecoin's price over 24 hours and reignited investor interest 📈
Elon Musk once again drew attention to Dogecoin by responding to a humorous post from its creator, Shibetoshi Nakamoto, who was complaining about unemployment. Musk offered him a job in the DOGE department, stating that it would be "perfect." This comment led to a 5 percent rise in Dogecoin’s price within 24 hours, further emphasizing Musk’s influence on the cryptocurrency market. Musk, who heads the US government’s efficiency department, continues to actively influence the development and future of Dogecoin.

Trump confirmed that Microsoft is in talks to acquire TikTok in the United States after the app was temporarily unavailable, while the law requiring its sale or ban has been delayed 💼
President Trump confirmed that Microsoft is in talks to acquire TikTok in the United States after the app was temporarily unavailable. This comes amid a law that requires ByteDance to sell TikTok or face a ban on its use. This law has been delayed for 75 days. Trump expressed hope that the acquisition process would foster competition and stated that he expects a decision within 30 days. For now, Microsoft is the main contender for the purchase.

PayPal USD expands its presence on the Cardano blockchain through the cross-chain bridge Wanchain, offering users new opportunities to transfer assets between networks 🌉
PayPal USD, a stablecoin, is now available on the Cardano blockchain through the cross-chain bridge Wanchain. This solution expands opportunities for users when transferring assets between different networks. The bridge will enhance interaction between ecosystems, fostering innovation and growth of blockchain technologies. Launched in August 2023, PayPal USD is backed by dollar deposits and now has a supply of approximately 515 million dollars.
Best news of the last 10 days

KuCoin admitted guilt in laundering billions of dollars and agreed to pay a fine of more than 297 million dollars, leaving the U.S. market for two years. The founders are leaving the company 💸

Antonia Perez Hernandez received 30 months in prison for her involvement in the Ponzi cryptocurrency scheme Forcount, which defrauded investors of 8.4 million dollars through false profit promises 🚔

Tether and Medoo launch Blockchain Academy in Vietnam to educate on blockchain technologies and the digital economy, including the Digital Asset Bootcamp course and programs for professionals 📚

Ripple receives money transfer licenses in New York and Texas, expanding its presence in the US and improving opportunities for international crypto payments and cooperation with financial institutions 🏦

Crypto.com has received a full MiCA license from the Malta Financial Services Authority, becoming the first major cryptocurrency service with authorization to operate in the European Economic Area 💼
Crypto.com has received a MiCA license from the Malta Financial Services Authority, becoming the first major cryptocurrency service provider with full authorization to operate in the European Economic Area. This will allow the company to expand its services in Europe under strict regulatory requirements. Eric Ancyani, President of Crypto.com, noted that the license strengthens the company's commitment to regulatory standards and compliance in the cryptocurrency industry.

Brazil banned World Network (formerly Worldcoin), founded by Sam Altman, from offering cryptocurrency rewards for iris scans due to the risk of violating the voluntary consent of citizens 👁️
Brazil has banned the World Network project (formerly Worldcoin) from offering cryptocurrency rewards for iris scans. The country's National Data Protection Service determined that financial incentives could influence the voluntary consent of citizens regarding the collection of biometric data. The project was founded by Sam Altman, CEO of OpenAI, and is aimed at creating a universal digital identity. Concerns have also arisen regarding the inability to delete collected data and the protection of privacy.

Tron, Tether, and TRM Labs, together with Spanish law enforcement, froze $26.4 million in cryptocurrency linked to an international money laundering scheme through cryptocurrency wallets 🔒
Spanish authorities, together with Tron, Tether, and TRM Labs, froze $26.4 million in cryptocurrency related to a pan-European money laundering scheme. The operation is part of the T3 Financial Crime Unit initiative launched in 2024. During the investigation, criminal groups were identified using cryptocurrency to launder profits. Tron and Tether remain the primary blockchains for criminal operations, with Tether being the most used cryptocurrency for money laundering.

NASA is implementing blockchain in space exploration through a partnership with Cardano for supply chain management and the development of a decentralized AI network based on blockchain 🚀
NASA is starting to use blockchain to enhance the transparency and efficiency of its operations, particularly in supply chain management. A partnership with Cardano will allow for the tracking of mission components, eliminating counterfeiting and errors. Cardano is also developing a decentralized AI network based on blockchain, which will open new opportunities for technologies across various industries, including fintech. The implementation of blockchain in space could become a catalyst for broader adoption of these technologies in other sectors.