Iyini i-Central Bank Digital Currency (CBDC) futhi ihlobene kanjani ne-cryptocurrency?

Central Bank Digital Currency (CBDC) iyindlela yemali yedijithali ekhishwe futhi igcinwe yibhange eliphakathi likazwelonke. Ngokungafani nama-cryptocurrencies afana ne-Bitcoin, ahlukanisiwe, ama-CBDC alawulwa ngumbuso futhi angasetshenziselwa ukuthuthukisa izinhlelo zezezimali, ukusheshisa ukuthengiselana, nokuqinisekisa ukuzinza kwezezimali. Naphezu kokufana nama-cryptocurrencies ngesimo sedijithali, ama-CBDC awanakho ukungaziwa futhi angaphansi komthetho kahulumeni. Izinzuzo ze-CBDCs zihlanganisa ukusetshenziswa kalula nokwethenjwa okwandisiwe, kodwa futhi ziphakamisa ukukhathazeka mayelana nobumfihlo nokulawula okuphakathi.